Let the Miracle of the Free Market Work For Health Care

We have two problems with our health care delivery system:  access and cost.  In 2010, ObamaCare was passed to address both problems.  Predictably, it failed.

House Speaker Nancy Pelosi made voting for ObamaCare very simple,   instructing her fellow Democrats to “pass the bill so that you can see what’s in it.”  All but 34 of them did.  Not one Republican voted for ObamaCare.

The American people never did like the Affordable Care Act, especially after the President’s fake-out that we could keep our doctors and insurance plans. Costs have increased even more rapidly, and access to plans and care has become even ‘iffy-er’ as more insurers jump ship every day.

Throughout Obama’s term outnumbered Republican legislators set up “show votes” to signal their desire to repeal ObamaCare.  But that talk was cheap when they knew the bills had no chance of getting past Obama’s veto.  “There’s nothing we can do about it,” they whimpered, even though they had complete control of the nation’s purse-strings and could have cut off the funding.

So the people did the only thing they could do to get rid of this economy-crushing, freedom-sucking, unsustainable mother-of-all-government-programs.  They elected majorities in both houses of Congress and a Republican president who promised to do away with ObamaCare, once and for all.   “NO MORE EXCUSES”, they told Congress.

But it seems voting this hot mess out is not nearly as simple as voting it in.  Speaker of the House Paul Ryan is trying to ram his “ObamaCare Light” plan through Congress.  But unlike Pelosi’s sheep, conservative legislators in the Freedom Caucus and Republican Study Group and a few brave senators want to see what’s in it and make it right before they pass the bill.

Ryan’s AHCA plan disguises and leaves in place many of the worst provisions of the ACA.  There are so many details that I won’t even try to elaborate here.  But I have one overriding concern about Ryan’s plan.  It does nothing to reduce the cost of health care, and may have the opposite effect.

Only one thing lowers the cost of any product, and that’s competition.  Until consumers make their own health care buying decisions in a competitive free market with transparent pricing, costs will never be reduced.

The GOP plan doubles down on the Medicaid expansion of ObamaCare, continues government subsidies in the form of refundable tax credits (some citizens will get cash back from the government because they pay little or no federal tax), and retains mandates that force individual and employer participation.  This distorts the market and makes health care just one more entitlement, edging us ever closer to a single-payer national plan.  And it further isolates the end consumer from health care purchasing decisions.

The first step must be the complete repeal of ObamaCare.  In 2015 both houses of Congress passed a bill under reconciliation that would fully repeal ObamaCare at a future date.  It was, of course, vetoed by President Obama.  Why not present the same bill to President Trump?  Then let the “invisible hand” of the free market find the appropriate price levels for health care instead of over-prescribing and over-pricing everything by running it through the same big-government machine that pays $700 for a toilet seat.  With all the complexity and control of ObamaCare completely out of the picture, Democrats and Republicans would be forced to start fresh with new legislation to protect consumers and provide a humane, and hopefully more efficient, safety net.

Even before ObamaCare the federal government was the biggest purchaser of health care.  The worst thing our legislators could do right now is pass a watered-down bill that leaves too much of the nasty old fat in the sausage, hoping to squeeze it out later.

Most of us can take care of ourselves and our families if the government will just get out of the way and let the miracle of the free market work.  That would be a big step toward making American great again.

Tom Balek – Rockin’ On the Right Side

All I need is a miracle, all I need is you
All I need is a miracle, all I need is you
All I need is a miracle, all I need is you

Mike and the Mechanics – All I Need Is A Miracle

 

 

No More “Fake News” – Repeal ObamaCare Now!

coverbatboyThis just in: the mainstream news industry has confirmed the existence of “fake news”.

It’s not yet clear exactly what qualifies as “fake news”.  Some online political trouble-makers have learned that there is nothing to prevent them from writing stories that are flat-out untrue.  Worse, they have learned that lazy mainstream journalists and pundits will often repeat their fabrications without an ounce of verification.

The label “fake news” can apparently be used by a reporter to discount any news that doesn’t support his ideology.  It is also acceptable for one to use fake news to plant his own ideology in the minds of the low-information masses.

And there has been, especially in the recent election silly season, a serious epidemic of Facebook and Twitter users (of all political persuasions) sharing and re-posting titillating but bogus information without testing its veracity – or even reading anything more than the title.

Now, I can cut Average Joe and Jane some slack for not knowing journalistic “best practices”.  But it’s pretty hard to excuse paid media professionals who engage in fake news.  Facebook and Google claim they are going to crack down on fake news.  Who can take them seriously after they were caught manipulating search results and “trending” lists to drive viewers toward their left-wing point-of-view?

After all the hand-wringing and accusations about fake news, it is astonishing how left-wing media pundits still have no shame about making their own false or misleading public statements.  On last weekend’s Sunday news shows, the “media professionals” strapped on their Pinocchio noses and went to work.

Karine Jean-Pierre dropped this little stool on ABC’s This Week : “Donald Trump does have a vote in Congress to repeal, to take away, health care from many Americans.”

There was no mention of how many people lost their private coverage due to the ACA.  In fact, she didn’t mention ObamaCare at all.  No elaboration on how Congress’ proposed replacement plans are designed to cover more people rather than fewer.  Certainly no reporting on the need to beat back the crushing cost increases taxpayers currently bear (my forced ObamaCare premium is 400% higher than my private insurance was, and is now mostly subsidized by the taxpayers.)

Jean-Pierre just laid out her fake news “fact” that President Trump wants to take your health insurance away.  Job done, let’s go get a Starbucks.

During that same show, there was an advertisement paid for by the taxpayers, encouraging viewers to sign up for ObamaCare.  The ad’s appeal is that “most people who are enrolled receive ‘financial help’ with their premiums” – specifically, your individual premium might be as high as $650 per month, but you might only pay $50 per month.  Fake advertising news alert:  it’s not “financial help,”, it’s a taxpayer-funded subsidy.

If ObamaCare is such a good deal for everyone, why do we have to pay for TV advertisements to drum up business?

The left-wing media has become so adept at “fake news” that half of the Democrat party’s sobbing supporters believe Vladimir Putin actually hacked into the voting machines and threw the election for his buddy Donald Trump.

Here’s hoping the incoming administration will discard the corrupt mainstream media like a Hillary Clinton disk drive and take its messages straight to the people by whatever alternative means are available.  Because chances are, if it came from the mainstream media, it’s fake!

Tom Balek – Rockin’ On the Right Side

Rockin' On the Right Side

You’re a fake, baby
You can’t conceal it
Know how I know?
‘Cause I can feel it!
You’re a fake, baby
No rhyme or reason
‘Cause in your mind it’s lyin’ season.

FAKE – Alexander O’Neal

Now here’s a funky one!  O’Neal on Soul Train, mid 80s.

 

 

 

Obamacare for Dummies

aca-for-dummies

 

The Affordable Health Care Act

History

In March of 2010 the Affordable Health Care Act (ObamaCare) became law.  The bill passed the House by a vote of 206 – 212, and the Senate by 60 – 39.  Not one Republican congressman or senator voted for ObamaCare.  70% of Americans were opposed to the new law.  But hey, the Democrats are smarter than everybody else.  They know what’s best for us.

Features

  • If you like your insurance plan, you can keep your insurance plan.
    • Well, maybe not.  But you will have many good plans to choose from.
      • Unless the exchanges collapse because the insurers are bleeding money from mandated cost items. Actually, you will probably get stuck with very few plan choices from very few (maybe only one) insurance company.
  • If you like your doctor, you can keep your doctor.
    • But that’s only if your doctor chooses to accept your new insurance plan that pays him a lot less money and puts all kinds of requirements and restrictions on him.  It’s pretty unlikely.
  • Insurance premiums will go down $2500 per year
    • And then they will go way, way up.  Because
      • kids stay on your policy until age 26
      • people with expensive pre-existing conditions are welcomed to the pool
      • plans are required to provide more benefits, many of them for “free”
      • competition is reduced because only a few very large companies can manage the complexity and cost of implementing the government plans
      • new people on the plans, especially those plugged into Medicaid, will have much higher claims experience
      • oh, by the way, deductibles and co-pays will go crazy.  You may have to pay the first $14,000 of medical bills.
  • There will be no tax increases due to ObamaCare
    • The only way citizens can afford ObamaCare is if the government pays a huge portion of the sky-high premiums as a subsidy.  So the cost to the taxpayers is enormous.
      • But who cares?  The government doesn’t have to raise taxes.  They can just print more money and add to the national debt.
      • Oh, and if you don’t have insurance, you will have to pay a penalty.  But that’s not a tax.  Even though it is in the tax code, assessed and collected by the IRS.  The Supreme Court said so – it must be true.
  • ObamaCare will not add to the national deficit or debt
    • Umm, well.  Sorry.  That’s a fib.  See above.
  • There will be very few Americans who do not have health insurance
    • Unless healthy young people decide they can’t or don’t want to pay for ObamaCare and decide to just pay the fine.  Or not pay the fine.  Whatever.
    • And then there are the people who find enrollment in ObamaCare so complex they don’t even try.
  • ObamaCare will not be given to illegal immigrants at taxpayer expense
    • The government will, however, provide free ObamaCare to undocumented Democrat voters.

Conversion to HillaryCare in November 2016

  • The government tried, but ObamaCare didn’t work very well, so they are going to put you all on single-payer national health insurance like Canada.  They didn’t intend for this to happen. Really. It’s just one of those things.  But Hillary has a great new plan:
    • Long waiting lists for care.  This has been perfected by the VA Hospitals.  You may have to wait a year or so for that procedure.  This reduces cost because after a year many patients have assumed room temperature and no longer need care.
    • Your doctor will be a kid from Bangladesh who came here on an H1B visa.  He speaks English, but you still won’t understand a word he says.  This reduces cost because he will work for $20k per year, and you will give up trying to get well because you won’t know what’s wrong with you.
    • 80% of hospital wards will be converted to maternity units.  Our new undocumented Democrats do tend to have a lot of babies.

Quiz (True or False)

  1. Adding eight years of children’s coverage to a health care plan will reduce plan costs.
  2. Allowing people with pre-existing conditions to join a health care plan at the same premium level will reduce plan costs.
  3. Anything the government does will cost less and work better than it does in the private sector.
  4. Doctors don’t mind making less money or being told what to do.
  5. It doesn’t matter if premiums go way up as long as the government is paying for most of the cost (after all, if the government is paying for it, it’s free).

Tom Balek – Rockin’ On the Right Side

Rockin' On the Right Side

 

Calling Dr. Howard, Dr. Fine, Dr. Howard!